CPI of the architecture= $\underbrace {1}_{\text{ideally pipeline will take 1 cpi}}+\underbrace{\text{stall freqency} \times \# \text{of stalls}}_{\text{performance hurted due to stalls }}$
$=1+0.20 \times 3=1.60$
hence $0.60 $due to stalling will hurt the performance or $60 \%$