We can simply use the row-major order formula to find the array address of A[I,J].
Let A[M,N] be the size of the array, w be the word size, then
A[I,J] = Base Address of A + w(I *N + J)
Here, A[M,N] is A[20,10]
So, A[11,5] = 100 + 4(11*10 + 5)
= 100 + 4(115) = 100+460
=560