$-$ is farthest from the start symbol, and $*$ is nearest to the start symbol, therefore, $-$ has higher precedence than $*$. $-$ is right associative as if an expression contains more than one $-$ then tree will grow towards right side, and $-$ present at the lower part of the tree towards right side will be evaluated before the $-$ present at the upper part of the tree towards left side, as Production T is right recursive.
So, expression will evaluate to 12.